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However, students tend to have much better credit histories after graduation.
This could help qualify you for a lower interest rate on your loan.
Our company may receive compensation from partners seen on our website. Deciding where to refinance your student loans can be difficult.
In this guide: Each student loan refinance lender has its own specific underwriting criteria, so your approval odds may be higher at one lender than another.
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For example, a ,000 Federal student loan at 6.8% will cost a borrower ,619 to repay – ,619 in interest.
By contrast, if that student refinanced into a private student loan, they could significantly lower their interest rate and monthly payments.